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	<title>Tampa Bay Florida Auto Insurance Quotes &#187; cheap auto insurance rate Tampa Bay Florida</title>
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		<title>cheap auto insurance rate Tampa Bay Florida
 &#8211; Florida  PIP Confusion</title>
		<link>http://tampa-bay-florida.net/cheap-auto-insurance-rate-tampa-bay-florida-florida-pip-confusion</link>
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		<pubDate>Sun, 29 Nov 2009 10:09:25 +0000</pubDate>
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				<category><![CDATA[Tampa Bay Florida Auto Insurance Quotes]]></category>
		<category><![CDATA[cheap auto insurance rate Tampa Bay Florida]]></category>
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		<category><![CDATA[Tampa Bay Florida cheap vehicle insurance coverage]]></category>

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The drivers of the state of Florida right now are so confused and rightfully so. There has been a bitter fight, insurance company and insurance company vs. insurance company and medical professionals vs. medical professionals and Lawyers vs. Lawyer and insurance company&#8230; and verses and verses. All this, while the poor driving public of Florida [...]]]></description>
			<content:encoded><![CDATA[</p>
<p>The drivers of the state of Florida right now are so confused and rightfully so. There has been a bitter fight, insurance company and insurance company vs. insurance company and medical professionals vs. medical professionals and Lawyers vs. Lawyer and insurance company&#8230; and verses and verses. All this, while the poor driving public of Florida is caught in the<span id="more-38"></span> middle and is helpless and most clueless of what is happening.</p>
<p>To start lets find out just what the heck is PIP.</p>
<p>The Basics</p>
<p>First states are generally broken up into two categories, Tort States and PIP States. If you live in a Tort state things are a bit less complicated and easier to understand. In a nutshell if you are in a car accident and you are &#8220;At Fault&#8221; then you are responsible for the injuries of others. You will be sued for all, injuries to the other drivers, passengers and any property damage that you caused.</p>
<p>In a tort state it is absolutely necessary that you have liability insurance to pay for such damages and most states have a requirement of minimum liability such as 25/50/25. To translate that is $25,000 for Bodily Injury you do to one person in and accident, $50,000 Total per accident for Bodily Injury and $25,000 for Property Damage.</p>
<p>PIP States, out of fifty states at one time there was 38 states that were PIP States, today there are 12 er no, 11 er no effective January 1, when Florida &#8220;re-becomes&#8221; a PIP State  12 again.</p>
<p>What is PIP</p>
<p>Frankly, PIP is a lot more complicated than a tort. Why? First each state employs a different degree of PIP. In order to explain PIP we need to explain &#8220;PURE PIP&#8221;, which no state employs.</p>
<p>In a &#8220;Pure PIP&#8221; environment in any accident each person would take care of ALL their own injuries and a law suit against the other party would be prohibited by law. Hence, PIP is also known as &#8220;No Fault&#8221;. Theoretically each person would buy their own policy to pay for their injuries instead of suing the AT FAULT person. Hmmm, no lawsuits, you can imagine how attorneys would feel about that. That is just one drawback; the second is how much coverage each person should have under a &#8220;PURE PIP&#8221; environment. Because of this the remaining handful of PIP states have varying degrees of PIP.</p>
<p>Florida PIP</p>
<p>In 1971 Florida legislators passed the PIP law and no longer was it mandatory to secure liability insurance but at that time only one coverage was necessary to register your vehicle. PIP.</p>
<p>The Florida version of PIP every citizen of the state of Florida would buy this coverage and have a &#8220;bag of money&#8221; of $10,000 to take care of themselves for injuries resulting from &#8220;any&#8221; auto accident. Your coverage will pay no matter who was at fault.</p>
<p>The problems with this law were immediate. First it contradicted the Florida responsibility law which in short states that when a driver is involved in an accident that involves bodily injury or property damages to an extent that an auto is disabled you must prove you have liability limits of 10/20/10 or $30,000 of combined liability.</p>
<p>The second problem was the law did not address any &#8220;Property Damage&#8221; done by the at fault driver. That was remedied a few years after with the addition of $10,000 of mandatory property damage liability being added to the requirements to register your car.</p>
<p>Another problem was that of &#8220;Tort Immunity&#8221; or &#8220;Tort Exemption&#8221;. The problem, no one really understood it.</p>
<p>Tort What?</p>
<p>&#8220;Tort Immunity&#8221; also known as  &#8220;Tort Exemption&#8221; is what PIP is all about. If you recall under &#8220;PURE PIP&#8221; you may not sue the at fault party, that is Tort Immunity. As we also mentioned each state has varying degrees of PIP and also varying degrees of &#8220;Tort Immunity&#8221; In order vary the tort immunity each state must define the limit of the immunity. States have either a Financial &#8220;Threshold&#8221; or Verbal &#8220;Threshold&#8221;. For example a person may not sue the other at fault person until their medical bills exceed $50,000, this would be a example of a Financial or Dollar Threshold.</p>
<p>Florida has a &#8220;Verbal Threshold&#8221; although each person is responsible for the first   $10,000 of their own injuries regardless who is at fault, you can sue the &#8220;At Fault&#8221; driver for any economic damages you incur over the first $10,000 but, you will NOT be able to sue for any &#8220;non economic&#8221; injuries (such as Pain and Suffering) unless you &#8220;pierce&#8221; a threshold and this is Florida&#8217;s extent of &#8220;Tort Immunity&#8221;</p>
<p>What were the problems with PIP?</p>
<p>The spirit of PIP was quite noble, instead of suing everyone for small accidents the PIP coverage would cover &#8220;most&#8221; medical expenses, loss of work and even some household chores you were not able to do because of the accident. Thus there would be a reduction in lawsuits.</p>
<p>Well, although noble the law almost immediately added an new level of litigation and/or negotiation, that is determining whether a threshold had been crossed. The Florida verbal thresholds are : 1. Loss of a bodily function 2. Permanent injury 3. &#8220;Significant&#8221; scaring and 4. Death.</p>
<p>Death is the easiest threshold to determine, if a person is still breathing then obviously the threshold has not been crossed and the person can not sue for &#8220;non economic&#8221; injuries such as pain and suffering. But the other thresholds such as: Significant scaring may be harder to interpret. So much having fewer lawsuits.</p>
<p>I want you to think of the last time you were driving and drove by an auto accident. How many folks did you see in each car or van? At least 2, 6, 10 ? What ever the number multiply that number by $10,000.</p>
<p>The problem became &#8220;Fraud&#8221;. No matter how little the injury unethical medical practitioners bilked the companies. Artificially increased bills paid by insurance were ultimately passed on to us, insureds.</p>
<p>Florida&#8217;s Flip Flop</p>
<p>On October 1, 2007 Florida&#8217;s long suffering PIP law was laid to rest with many insurance companies bidding it a happy farewell only to be resurrected a few days latter at the behest of Florida&#8217;s governor.</p>
<p>Currently, as of today October 14, 2007 there is no PIP law in effect , no $10,000 bag of money to cover your medical expenses, no tort immunity actually not much of any kind of mandatory coverage until January 1, 2008 when PIP will be reinstated.</p>
<p>Many companies had scrambled to add a &#8220;Non Statutory&#8221; PIP to give everyone $10,000 benefits and we recommend at least that with at least $2,000 of Medical Payments and uninsured motorist.</p>
<p>Now would be a good time to contact your agent and review your coverages.</p>
<p>Christopher P. Kazor, CIC Lutcf is president of Nusurance Insurance agency <a href="http://www.nusurance.com" rel="nofollow" target="_blank">http://www.nusurance.com</a> He has been active in the insurance industry since 1978 and has been licensed as an insurance agent, adjuster, and insurance instructor. For more information call Christopher Kazor at 813 514 6982. <br /> Nusurance Corp<br /> 813 514 6982<br /> 9280 Bay Plaza Blvd. Suite 706<br /> Tampa, FL 33619<br /> <a href="http://www.nusurance.com" rel="nofollow" target="_blank">http://www.nusurance.com</a></p>
<p>
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<p>Hope you enjoy the read as much as I did and please if you have something to say, use the comments form below to let everyone know your thoughts.</p>
<p>Have a great day!<br />
<hr /><b>What happened on June 18th of any year?</b>
<p>What happened on June 18th</p>
<p>[trying to beat the other guy]</p>
<p> Birthdates Which Occur on June 18: <br />
1511 Bartolommeo Ammanati Italian sculptor/architect<br />
 and Ponte Santa Trinita Florence<br />
1581 Thomas Overbury poet (baptized)<br />
1681 Feofan Prokopovich theologian, archbishop of Novgorod, westernizer<br />
1716 Joseph M Vien French (court)painter<br />
1723 Giuseppe Scarlotti composer<br />
1740 Karel van Poucke Flemish sculptor<br />
1744 Augustin Holler composer<br />
1757 Ignace Joseph Pleyel composer<br />
1758 Pieter PJQ Ondaatje Ceylon/Dutch jurist/patriot<br />
1780 Michael Henkel composer<br />
1794 George Grote British historian<br />
1799 Prosper M&#8218;ni&#352;re French ear doctor (M&#8218;ni&#352;re Syndrome)<br />
 and William Lassell discoverer (satellites of Uranus &#038; Neptune)<br />
1809 Sylvanus William Godon Commander (Union Navy), died in 1879<br />
1812 Ivan Goncharov Russia, novelist/travel writer (Oblomov)<br />
1813 Pavel Annenkov Rus literature historian (Zametsjatelnoje desjatileti)<br />
1820 Martin Andreas Udbye composer<br />
1822 Henry David Leslie composer<br />
1824 Johannes Heykamp Catholic archbishop of Utrecht<br />
1839 William Henry Seward Jr Brig General (Union volunteers), died in 1920<br />
1850 Richard Heuberger composer<br />
1854 Edward Wyllis Scripps publisher/journalist<br />
1857 Henry Clay Folger Jr US, businessman/Shakespeare fan<br />
1858 Hans Schardt Swiss geologist<br />
1860 Hugo Loudon CEO (Royal Dutch Oil/Shell)<br />
1861 Jos&#8218; FdT Coelho Portuguese writer (Os Meus Amores)<br />
1868 Mikl&#162;s Horthy von Nagybanya Hungarian admiral/regent (1910-44)<br />
1877 James Montgomery Flagg illustrator &#8220;I want you&#8221; recruiting poster<br />
1881 Eduard C &#8220;Edo&#8221; Fimmen Dutch labor leader<br />
1882 Georgi Dimitrov Bulgaria premier (1946-49) [or 6/28]<br />
1884 Edouard Daladier premier France (1933..40)<br />
1886 George Mallory England, mountain climber (&#8221;because it is there&#8221;)<br />
1887 Blanche Yurka St Paul MN, actress (Taxi, Tale of 2 Cities)<br />
1888 Margarita Xirgu Barcelona Spain, actress (Bloody Wedding)<br />
 and SS Van Dine [William Huntingdon Wright], author (Canary Murder Case)<br />
1889 Paul Joostens Flemish painter<br />
1891 Hans Ruin Finnish Swedish-language historian<br />
1892 Edward Steuermann composer<br />
1896 Blanche Sweet Chicago, actress (Home Sweet Home, Avenging Conscience)<br />
 and Philip Barry US, dramatist (Philadelphia Story)<br />
1898 Carleton Percy Hobbs Farnborough England<br />
19&#8211; Brian Benben Winchester Va, actor (Gangster Chronicles)<br />
 and Constance McCashin Chic Ill, actress (Laura-Knots Landing)<br />
 and Hugo Napier actor (As the World Turns)<br />
 and Miriam Flynn Cleve Ohio, actress (Tim Conway Show, Maggie)<br />
 and Oz Fox rock guitarist (Stryper-Against the Law)<br />
 and Randy Spears XXX actor (Anal Security Squad, De Blond)<br />
 and Robin Christopher Revere Mass, actress (Lorna Devon-Another World)<br />
 and Susan Styles Ventura Calif, actress (Cutter to Houston)<br />
 and Tom Reilly Fort Riley KS, actor (CHiPs)<br />
1901 Jeanette MacDonald Phila, actress/singer (When I&#039;m Calling You)<br />
 and Jimmy Dale Bronx NYC, orch leader (Sonny &#038; Cher)<br />
 and Llewellyn Rees British theater actor (Invisible Creature)<br />
1902 Henry Wadsworth Maysville KY, actor (Applause, Fast &#038; Loose)<br />
1903 Raymond Radiguet French journalist/writer (Le diable ouch corps)<br />
1904 Keye Luke Canton China, actor (Across the Pacific, Yangtse Incident)<br />
 and Manuel Rosenthal Paris France, composer (Bootleggers)<br />
1905 Eduard Tubin composer<br />
1906 Kay Kyser Rocky Mount NC, orch leader (Kay Kyser&#039;s Kollege)<br />
1907 Benny Payne Phila, pianist (Billy Daniels Show)<br />
 and Froelich Rainey Wisc, quiz moderator (What in the World)<br />
1908 Bud Collyer NYC, TV emcee (Beat the Clock, To Tell the Truth)<br />
 and Maria E Vieira da Silva Portuguese painter (Infinite Passage)<br />
1910 Avon Long Balt Md, actor (Roots: Next Generation)<br />
 and Dick Foran Flemington NJ, actor (OK Crackerby)<br />
 and Ray McKinley Ft Worth Tx, orch leader (Glenn Miller Time)<br />
1912 Glen Morris MO, Olympic champion/actor (Tarzan)<br />
 and Henry Brandon Berlin Germany, actor (Drums of Fu Manchu)<br />
1913 Sammy Cahn lyricist (3 Coins in a Fountain)<br />
 and Sylvia Porter financial writer (Sylvia Porter&#039;s Money Book)<br />
1915 Victor Legley composer<br />
1916 John Young actor/TV panelist (Masquerade Party)<br />
1917 Akhmet Jevdet Ismail Hajiyev composer<br />
 and Richard Boone LA Calif, actor (Paladin-Have Gun Will Travel)<br />
1918 Bob Carroll singer/actor (Stage Two Revue, Stranger)<br />
1919 Mel Brandt Bkln NY, actor (Faraway Hill)<br />
 and Ted Leadbitter British MP (Lab)<br />
1920 Aster Berkhof [Louis Van de Bergh], Flemish writer (Furious Christ)<br />
 and Ian Carmichael Hull England, actor (Lucky Jim, I&#039;m Alright Jack)<br />
1922 Donald L Keene NYC, Japanese translator/critic<br />
1923 Herman Krebbers Dutch violist/concert master<br />
1924 Liesbeth den Uyl-van Vessem feminist/wife of Joop den Uyl<br />
1925 Robert Arthur Aberdeen Wash, actor (12 O&#039;Clock High, Just For You)<br />
1926 Patricia Hutchinson British ambassador (Uruguay)<br />
 and Tom Wicker columnist (NY Times)<br />
1927 Dennis Landau CEO (Cooperative Wholesale Society)<br />
 and Paul Eddington actor (Devil Rides Out, Devil&#039;s Bride)<br />
 and Simeon Pironkov composer<br />
1928 Maggie McNamara NY, actress (Cardinal, 3 Coins in the Fountain)<br />
 and Michael Blakemore British theater director<br />
1929 Eva Bartok Budapest Hungary, actress (Assassin, Crimson Pirate)<br />
 and James Bishop editor (London News Publications)<br />
 and J&#65533;rgen Habermans German sociologist (Frankfurter Schule)<br />
1930 Peter Phillips CEO (AB Electronics) [or Feb 10]<br />
1931 Della Smith cookbook writer/British broadcaster<br />
 and Peter Batty TV/movie producer<br />
1933 Jean Wicki Switzerland, 4-man bobsled (Olympic-gold-1972)<br />
 and Tommy Hunt US singer (Flamingos-Lovers Never Say Goodbye)<br />
1934 Brian Kenny deputy supreme allied commander of Europe<br />
 and Carl de Winter sect-gen (Federation of British Artists)<br />
1936 R Ronald Venetian [Vene], president Suriname (1991-  )<br />
1937 Gail Godwin US, author (Perfectionists, Odd Woman)<br />
 and John D [Jay] Rockefeller IV (Sen-D-WV, 1985-  )<br />
 and Varbara Ann Teer US actress/director (Natl Black Theatre Company)<br />
 and Vitaly M Zholobov USSR, cosmonaut (Soyuz 21)<br />
1938 Joop M Worrell Dutch 2nd Chamber member (PvdA)<br />
1939 Lou Brock one-time baseball stolen base leader (St Louis Cards)<br />
 and Lynn Whiting horse trainer<br />
1940 Bob Duncan governor of Gartree Prison in UK<br />
1942 Hans Vonk Dutch conductor<br />
 and Paul McCartney Liverpool, rocker, (Beatles), writes silly love songs<br />
 and Roger Ebert Urbana Ill, film critic (Siskel &#038; Ebert at the Movies)<br />
 and Thabo M Mbeki South African economist/1st vice-president (1994-  )<br />
1944 Paul Lansky composer<br />
1947 Bernard Giraudeau La Rochelle France, actor (L&#039;Annee des Meduses)<br />
 and Douglas Young composer<br />
 and Linda Thorson Toronto, actress (Tara-Avengers, Julia-1 Life to Live)<br />
1948 Nick Drake rocker<br />
1949 Jerry Hollendorfer horse trainer<br />
1950 Annelie Ehrhardt German DR, 100m hurdler (Olympics-gold-1972)<br />
1951 Henny Huisman Dutch TV host (Playback Show)<br />
1952 Barry Champagne Louisiana, stunt coorindator (Licence to Kill)<br />
 and Carol Kane Cleveland Ohio, actress (Dog Day Afternoon, Simka-Taxi)<br />
 and Isabella Rossellini Rome Italy, actress (Blue Velvet)<br />
 and Rickey Gazda rocker<br />
1953 Jerome Smith US guitarist (KC &#038; the Sunshine Band-Boogie Shoes)<br />
1954 William Beard rock drummer (Face To Face)<br />
1957 Andrea Evans actress (Young &#038; Restless, Tina-One Life to Live)<br />
 and Tom Bailey England, rocker (Thompson Twins-Doctor Doctor)<br />
1958 Daniels Koran saxophonist (Atlantic Star-Touch a 4 Leaf Clover)<br />
1961 [Genevieve] Alison Moyet Essex England, rock vocalist (Yaz, Alf)<br />
1962 Jan[ice] Merrill track star (US record long distance holder 1979)<br />
1963 Bruce Smith NFL defensive end (Buffalo Bills)<br />
 and Darren &#8220;Dizzy&#8221; Reed US musician (Guns n&#039; Roses-Sweet Girl of Mine)<br />
 and Omar Londono jockey<br />
1966 Kurt Browning Alberta, figure skater (Olympic-5-1994)<br />
 and Luke Jensen Grayling Mich, tennis star (1993 French Open doubles)<br />
1969 Fernando Valenzula jockey<br />
197- Michael Sutton Calif, actor (Stone Cates-General Hospital)<br />
1971 Domonique Simone Atlanta Ga, XXX actress (My Baby Got Back Part 3)<br />
 and Mara Hobel NYC, actress (Mommie Dearest)<br />
 and Nathan Morris [Alex Vanderpool], Phila Pa, rapper (Boyz II Men)<br />
1974 Bumper Robinson actor (Webster, Night Court)</p>
<p> Deaths Which Occured June 18: <br />
 741 Leo III de Isaurier Byzantine Emperor (717-41), dies<br />
1164 Elisabeth von Sch&#8221;nau German mystic (Visiones), dies at about 34<br />
1291 Alfonso III King of Aragon (1285-91), dies<br />
1464 Rogier van der Weyden Flemish painter, dies at 65<br />
1580 Juliana van Stolberg Engraver of Nassau, dies<br />
1588 Anna daughter of prince Willem I/Anna van Saksen, dies at 24<br />
1629 Piet Heyn lt-admiral (Spanish silver fleet), dies in battle at 51<br />
1669 Abraham Cr&#732;nssen Swiss admiral, conquered Suriname, dies<br />
1686 Johann Quirsfeld composer, dies at 43<br />
1726 Michel-Richard de Lalande composer, dies at 68<br />
1772 Gerard of Swieten botanist/painter of Maria Theresia, dies at 72<br />
1799 Johann Andre composer, dies at 58<br />
1817 Joannes Siberg governor-general of Neth-Indies (1801-05), dies<br />
1821 Charles Hague composer, dies at 52<br />
1824 Ferdinand III JJ-B archduke of Austria/ruler of Toscane, dies at 55<br />
1850 Antoni Weinert composer, dies at 99<br />
1853 Branko Radicevic Serbian poet (1st Serbian Uprising), dies<br />
1859 Joseph Hartmann Stuntz composer, dies at 65<br />
1866 Jacobus T Abels painter, dies at 62<br />
1876 August Rockel composer, dies at 61<br />
1880 John Sutter US colonist (gold discovered on his land), dies at 77<br />
1884 Juan B Alberdi [Figarillo], Arg writer (Crime of Guerra), dies at 74<br />
1886 Joannes A Paredis Belgian/Neth bishop of Roermond, dies at 90<br />
1902 Samuel Butler British writer (Eerewhon), dies<br />
1909 Learmont Drysdale composer, dies at 42<br />
1911 Franjo Zaver Kuhac composer, dies at 76<br />
1916 Helmuth J L von Moltke German chief general of staff, dies at 67<br />
1921 Eduardo Acevedo D&#161;az Uruguay writer (Nativa, Lanza y sable), dies<br />
     Herman Baccaert Flemish philological/writer (Kantkennis), dies at 37<br />
1922 John C Kapteyn astronomer, dies at 71<br />
1928 Roald E G Amundsen Norwegian pole explorer, dies<br />
1934 Francisco Lacerda composer, dies at 65<br />
1935 August Reusner composer, dies at 64<br />
1936 Maksim Gorki [Alexei M Peshkov], Russian writer (Mother), dies<br />
1937 Gaston Doumergue premier/president of France (1913..34), dies<br />
1939 French LM &#8220;Sas&#8221; van Aerschot Flemish actor, dies at 73<br />
1942 Adolf Opalka Czech resistance fighter, shot down<br />
     Arthur Willard Pryor composer, dies at 71<br />
     John Kubris Czech resistance fighter, shot by Heydrich<br />
     Josef Gabc&#161;k Czech resistance fighter, shot by Heydrich<br />
1945 Colonel Roberts commandant 22nd regiment marines, dies in battle<br />
     Simon B Buckner US lt-gen/commandant of 10th Army, dies<br />
1952 Efim D Bogoljubov Russian chess player, dies at 63<br />
1955 Walter Rein composer, dies at 61<br />
     Willy Burkhard composer, dies at 55<br />
1959 Ethel Barrymore [Blythe], actress (None but the lonely), dies at 79<br />
1962 Volkmar Andreae Swiss conductor/composer (Bruckner), dies at 82<br />
1964 Alexander Shamil&#039;yevich Melik-Pashayev composer, dies at 58<br />
1965 George Melachrino composer, dies at 56<br />
1967 Humberto de Alencar Castelo Branco Brazil pres (1964-67), dies at 66<br />
1973 Fritz Mahler composer, dies at 71<br />
     Willem Vogt radio pioneer/founder AVRO, dies at 84<br />
1974 Georgi K Zhukov Russian marshal/minister of Defense, dies at 77<br />
1975 Faisal Ibn Mussed Abdul Aziz Saudi prince, beheaded in Riyadh<br />
     shopping center parking lot for killing his uncle the king<br />
1976 Victor Lord character on One Life to Live, dies<br />
1982 Curt Jurgens actor (Disorder), dies of an acute heart attack at 66<br />
     John Cheever Pulitzer prize winning author, dies at 70 in Ossining<br />
     Roberto Calvi director (Banco Ambrosiano), hangs himself<br />
1991 Joan Caulfield actress (My Favorite Husband), dies of cancer at 69<br />
1992 Peter Allen entertainer (Legs Diamond), dies of aids at 48</p>
<p> Holidays Which Occur June 18: <br />
     Egypt Evacuation Day (1956)</p>
<p> Religious Observances on June 18: <br />
     Christian Feast of St Amandus of Bordeaux<br />
     Christian Feast of St Elizabeth of Schonau<br />
     Christian Feast of St Gregory, Demetrius &#038; Calogerus<br />
     RC Commemoration of SS Mark &#038; Marcellianus, martyrs<br />
     RC Eufemia, abbess of Altom&#65533;nster<br />
     RC Leontius, martyr<br />
 373 RC Commemoration of St Ephrem, confessor/doctor<br />
1896 Ang Commem of Bernard Mizeki, catechist, martyr in Rhodesia</p>
<p> Things to Remember for June 18: <br />
     Black Music-National Rose Month-Pest Control Month-Dairy Month<br />
     Flower-rose &#038; honeysuckle     Gem-moonstone, pearl &#038; alexandrite<br />
     National Accordion Month-National Tennis Month<br />
     National Adopt-a-Cat-Vacation-American Rivers Month<br />
     Ragweed Control-Zoo &#038; Aquarium-Gay Pride Month<br />
  3 Days Astrological sign:  Gemini<br />
 16 Days [US] Honor America Days</p>
<p> Highlights in History Which Occur June 18: <br />
 860 Swedish Vikings attack Constantinople<br />
1155 Pope Adrian IV crowns Frederick I Barbarossa Roman-German Emperor<br />
1178 Proposed time of origin of lunar crater Giordano Bruno<br />
     5 Canterbury monks report explosion on moon (only know observation)<br />
1316 Peace of Fexhe: prince-bishop Adolf II of Mark &#038; Luikse towns<br />
1529 Blackfriars begin: Henry VIII &#038; Catharina of Arag&#162;n<br />
1538 Treaty of Nice: ends war between Emperor Charles V &#038; King French I<br />
1541 Irish parliament selects Henry VIII as king of Ireland<br />
1574 Polish King Hendrik of Anjou secretly leaves Poland<br />
1580 States of Utrecht forbid catholic worship<br />
1583 Richard Martin of London takes out 1st life insurance policy, on<br />
     William Gibbons, premium was &#339;383<br />
1629 Sea battle at Dungeness: Piet Heyn vs Dunkerk Cape<br />
1639 Treaty of Berwick: End 1st Bishop war<br />
1643 Skirmish at Chalgrove Field: Prince Rupert parliamentary armies<br />
1757 Battle at Kolin Bohemia: Austrian army beats Prussia<br />
1778 British Redcoats evacuate Phila<br />
1779 French fleet occupies St Vincent<br />
1812 War of 1812 begins as US declares war against Britain<br />
1815 Battle of Waterloo; Napoleon defeated by Wellington &#038; Bl&#65533;cher<br />
1821 Opera &#8220;Der Freisch&#65533;tz&#8221; is produced (Berlin)<br />
1822 Part of US-Canadian boundary determined<br />
 and Slave revolt leaders Denmark Vesey &#038; Peter Poyas arrested in SC<br />
1836 HMS Beagle/Charles Darwin leave South-Africa<br />
1837 Spain gets new Constitution<br />
1839 Dutch prince Willem Alexander PFL weds niece Princess Sophia<br />
1863 After long neglect, Confederates hurriedly fortify Vicksburg<br />
1864 At Petersburg, Grant ends 4 days of assaults<br />
1872 Woman&#039;s Suffrage Convention held at Merchantile Liberty Hall<br />
1873 Susan B Anthony fined $100 for attempting to vote for President<br />
1878 C H F Peters discovers asteroid #188 Menippe<br />
1892 Macademia nuts 1st planted in Hawaii<br />
1894 Premier Roseberry declares Uganda a British protectorate<br />
1898 Amusement pier opens, Atlantic City, NJ<br />
 and Fred Herd wins US Open golf tournament<br />
1900 Empress Douairi&#352;re orders I-Ho-Chuan (Boxers) to kill all foreigners<br />
 and Gen Luigi Pelloux resigns as premier of Italy<br />
1903 1st transcontinental auto trip begins in SF; arrives NY 3-mo later<br />
1909 Nannie Burroughs forms national training School for Women<br />
1910 Alex Smith wins US Open golf tournament<br />
1914 Oscar Egg bicycles world record time (44,247 km)<br />
1915 Jerome Travers becomes 2nd amateur to win golf&#039;s US Open<br />
1916 Yanks score in every inning but 8th beat Indians 19-3<br />
1924 Pope Pius XI&#039;s encyclical Maximam gravissimamque<br />
1926 Theodor Lessing laid-off &#8220;because he is a Jew&#8221; in Hanover<br />
1927 Paavo Nurmi runs world record 2000 m: 5:24,6<br />
1934 US Highway planning surveys nationwide authorized<br />
1936 1st bicycle traffic court in America established, Racine, WI<br />
 and Polish parliament gives pres Ignacy Moscicki dictatorial power<br />
1940 Gen Charles de Gaulle on BBC tells French to defy nazi occupiers<br />
 and German occupiers slaughter cattle, pigs &#038; chickens<br />
 and Winston Churchill urges perseverance so that future generations<br />
     would remember that &#8220;this was their finest hour&#8221;<br />
1941 Heavyweight Joe Louis KOs Billy Conn<br />
 and Turkey signs peace treaty with nazi-Germany<br />
1942 Bernard W Robinson, becomes 1st black ensign in US Navy<br />
 and Eric Nessler of France stays aloft in a glider for 38h21m<br />
1943 SS Police in Amsterdam sentence for 12 resistance fighter to death<br />
     (Jewish, communists, homosexuality) at the census bureau<br />
1944 Farewell concert of Willem Mengelberg in Paris<br />
 and U-767 sinks<br />
1945 William Joyce (Lord Haw-Haw) Brit radio traitor charged with treason<br />
1947 Cincinnati Red Ewell Blackwell no-hits Boston Braves, 6-0<br />
1948 American Library Association adopts Library Bill of Rights<br />
 and National Security Council authorizes covert operations for 1st time<br />
 and Phillies pitching great Robin Roberts debut, loses 2-0 to Pirates<br />
 and UN Commission on Human Rights adopts Intl Decl of Human Rights<br />
1950 Cleve Indians score 14 runs in 1st inning, beat A&#039;s 21-2<br />
1951 De Gaulle wins French parliamentary election<br />
1953 Egypt proclaimed a republic, General Neguib becomes president<br />
 and USAF C124 Globemaster crashes near Tokyo killing 129 servicemen<br />
     Eugene Stephens gets 3 hits &#038; Red Sox score 17 runs in 1 inning (7th)<br />
 and Red Sox beat Detroit 23-3<br />
1954 Pierre Mend&#352;s-France forms French government<br />
1956 Last of foreign troops leaves Egypt as Brits leave Suez Canal<br />
1957 John Diefenbacker (C) takes office as PM of Canada<br />
1959 1st telecast transmitted from England to US<br />
1960 Arnold Palmer wins US Open golf tournament<br />
 and Giants hire Tom Sheehan as baseball&#039;s oldest debuting manager (66)<br />
 and Real Madrid wins 5th Europe Cup 1<br />
1961 CBS radio cancels Gunsmoke<br />
 and KBMT TV channel 12 in Beaumont, TX (ABC) begins broadcasting<br />
1963 3,000 blacks boycott Boston public school<br />
1964 African Groundnut Council forms in Dakar<br />
1967 Houston Don Wilson no-hits Atlanta Braves, 2-0<br />
 and Jack Nicklaus wins US Open golf tournament<br />
 and Monterey International Pop Festival rocks Southern California<br />
1968 Supreme Court bans racial discrimination in sale &#038; rental of housing<br />
1972 BEA Trident crashes after takeoff from Heathrow killing 118<br />
 and Jack Nicklaus wins US Open golf tournament<br />
 and West Germany wins soccer world championship<br />
1973 NCAA makes urine testing mandatory for participants<br />
1974 Gaston Thorn forms Luxembourg govt<br />
1975 Fred Lynn gets 10 RBIs in a Red Sox 15-1 victory over Tigers<br />
 and NBC News &#038; Information Service (24 hr news) premieres on radio<br />
1976 A Joseph William Turner watercolor auctioned for &#339;340,000<br />
 and NBA &#038; ABA agree to merge<br />
1977 Billy Martin &#038; Reggie Jackson get into a dug out altercation<br />
 and Space Shuttle test model &#8220;Enterprise&#8221; carries a crew aloft<br />
     for 1st time, It was fixed to a modified Boeing 747<br />
1978 Andy North wins US Open golf tournament<br />
 and Victor de la Torre wins Peru election<br />
1979 Billy Martin becomes Yankee manager (2nd time), replacing Bob Lemon<br />
 and Pres Carter &#038; Leonid I Brezhnev sign SALT 2 treaty<br />
1980 &#8220;Blues Brothers&#8221; with Dan Akwoyd &#038; John Belushi premieres<br />
 and C Shoemaker discovers asteroid #2891 McGetchin<br />
 and Dutch 2nd Chamber joins oil boycott of South Africa<br />
 and E Bowell discovers asteroid #2569 Madeline<br />
 and John Belushi&#039;s &#8220;Blues Brothers&#8221; premieres<br />
 and Mrs Shakuntala Devi mentally multiplies 2 13-digit #s in 28 sec<br />
1981 Supreme Court Justice Potter Stewart retires (replaced by Sandra<br />
     Day O&#039;Connor, 1st woman on high court)<br />
1982 ABC&#039;s All Talk radio network expands to 22 stations<br />
 and Voting Rights Act of 1965 extended by Senate by 85-8 vote<br />
1983 7th Shuttle Mission-Challenger 2 launched-Sally Ride 1st US woman<br />
 and IRA&#039;s Joseph Doherty arrested in NYC<br />
1984 Fuzzy Zoeller wins US Open golf tournament<br />
 and Perth Observatory discovers asteroid #3541<br />
1985 Boston Red Sox Fred Lynn gets 10 RBIs<br />
1986 52 die in plane/helicopter collision over Grand Canyon<br />
 and De Havilland Twin Otter &#038; Bell 206 helicopter collide, kills 25<br />
 and Don Sutton becomes 19th pitcher to win 300 games<br />
 and Heike Friedrich swims female world record 200m freestyle (1:57.55)<br />
1987 Charles Glass, ABC journalist, kidnapped in Lebanon<br />
1989 Comet Churyunov-Gerasimenko at perihelion<br />
 and Curtis Strange wins his 2nd US golf open<br />
 and John Wayne Bobitt marries Lorena L Gallo<br />
1990 1st ever lose for Cameroon in World Cup, USSR-4 Cameroon-0<br />
 and 1st sudden death US Open Golf Championship is won by Hale Irwin<br />
1991 Boris Yeltsin, president of Russia, arrives in US<br />
 and Mud storm in Antofagasta Chile, kills 80<br />
 and SF Giant pitcher Dave Dravecky&#039;s cancerous left arm is amputated<br />
 and Yankee pitchers pick-off 3 Toronto Blue Jays<br />
1992 Actor Jameson Parker weds actress Darleen Carr<br />
 and Ottawa Senators make goalie Peter Sidorkiewicz their 1st draft<br />
 and Tampa Bay Lightning make goalie Wendell Young their 1st draft<br />
1993 Expo&#039;s Dennis Martinez is 92nd to win 200 games<br />
 and Toru Takemitsu&#039;s &#8220;Archipelago&#8221; premieres in Aldeburgh England<br />
1994 Aleksander Popov swims world record 100m free style (48.21 sec)<br />
 and Gay Games open in NYC<br />
 and US ties Switzerland 1-1 in their 1st game of 1994 soccer world cup<br />
1953  USAF C124 Globemaster crashes near Tokyo killing 129 servicemen.<br />
1972  BEA Trident crashes after takeoff from Heathrow killing 118.</p>
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